Punitive damages awarded for insurer’s poor handling of LTD claim

Posted by khauer

in Insurance, Long term disability, LTD, Punitive damages, Punitive damages

In a recent case of Godwin v. Desjardins Financial Security Investments Inc. 2018 BCSC 99, the plaintiff had insurance uuder a group disability insurance policy (the "Policy") . The plaintiff, Ms. Godwin, became totally disabled from her employment as a paralegal on June 24, 2011 due to psychiatric illness. She remained disabled up to the date of trial. In this lawsuit, she asked for compensation from the insurance company for mental distress. She also asked for punitive damages because of the way the insurance company handled her claim. After a series of denials and appeals, Ms. Godwin's claim for Own Occupation...