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Kamloops Insurance Lawyers for the Insured
At Hauer and Company, much of our work involves claims against insurance companies.
Lawyers refer to actions as third-party insurance litigation when the object is to get the benefit of a negligent party’s insurance coverage. Similar problems may arise when the insured seeks coverage for a loss protected under their own policy, only to encounter an insurer that denies coverage or disputes losses. Known as first-party claims, these cases often involve litigation between a property owner, a business owner or a life insurance beneficiary against the insurer that issued the policy.
Dependable Advice About First-Party Loss Claims
Although first-party and third-party insurance claims often present evidentiary problems that are similar in terms of documenting the details of the loss and related injuries, the legal issues and procedures can be very different. Hauer and Company can help in both kinds of actions. Contact us for a free consultation about your most effective options for resolving a dispute with your insurer.
We act for individuals, families and businesses across the spectrum of first-party insurance disputes and casualty loss claims including:
- Fire losses in residential or commercial property
- Flood losses
- Losses resulting from burglary, robbery or theft
- Problems obtaining benefits under a life insurance or disability insurance policy
- Property damage related to roof collapse or other structural failure
- Weather-related property damage from hail, wind, snow ice and storms
The skills and strategies necessary to resolve a claim vary a great deal depending on the issues between different kinds of casualty losses and can vary considerably from one case to another.
Our legal team is prepared to establish your contractual right to coverage under the terms of the insurance policy, refuting exclusions or conditions to your claim, and documenting your losses in detail up to the policy coverage limits. Hauer and Company’s experience with overcoming these challenges in first-party insurance disputes can give you a significant advantage.
The goal in disability insurance claims is to establish a right to benefits based on an inability to resume work after an accident, major surgery, illness or chronic medical condition. Our vast experience with medical negligence and personal injury litigation add substantial value to our understanding of insurance law and practice when it comes to disability claims.
British Columbia Lawyers for Denied Insurance Benefits Disputes
Find out more about our law firm’s ability to protect your interests on a claim covered under your own insurance. Contact Hauer and Company for a free consultation.