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Fire Loss Claims

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Resolving Disputes With B.C. Fire Loss Claims

It is reasonable to expect that any property damage from fire at your home or place of business would result in prompt and full coverage from your insurer for any losses suffered, up to the limit provided by your policy.

Unfortunately, many claimants encounter resistance by the insurer at any of several points along the path towards resolution of your claim.  Sometimes insurers will allege fraud such as arson from the outset.  In other claims the resolution process is smooth until the insurer balks at the size of the loss claim.  If you are encountering any difficulty with your insurer, or if your insurer denies your claim, contact the lawyers at Hauer and Company for advice about your options.

The legal team at Hauer and Company are experts in addressing and resolving obstacles to coverage for insurance claims in Kamloops and throughout British Columbia.   We will act on behalf of clients in any of the following circumstances involving your fire coverage:

 

  • Disputed occupancy giving rise to denial of the claim
  • Denial of the claim arising from the insured’s financial problems
  • Termination of coverage based on allegations of fraud or arson
  • Threatened cancellation for exaggerated  losses or inconsistencies in the proof of claim
  • Denial of claim based on the policy’s disputed conditions or exclusions
  • Claim negotiation tactics amounting to threats of prosecution unless the insured accepts a smaller amount
  • Refusal to pay the entire amount of the insured’s loss of use or business loss damages

At Hauer and Company, the three pillars on which our success with the resolution of fire loss claims depends are: our skill with evidence on disputed claims, our extensive knowledge of B.C. insurance law, and our belief in the total commitment to the interests of our clients through every stage of the claims resolution process.

 

Kamloops Insurance Claim Denial Lawyers

 

If you have a fire loss claim and your insurance company refuses to pay out under a fire insurance policy or denies coverage, contact a lawyer at Hauer and Company for a free consultation regarding your legal and practical options.

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